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Financial historian Niall Ferguson reveals the best ways to spend and save when you’re young

Niall Ferguson

(CNBC) – Financial historian and Stanford professor Niall Ferguson admits that it took him years to create a budget and put his spending habits in a spreadsheet. He believes that taking an honest look at your finances — no matter how scary — will set you for success down the line. Here’s his best advice on spending and saving money when young to secure a solid financial future.

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